Workers Compensation Insurance
What Is Workers’ Compensation Insurance?
Traffic Auto workers' compensation insurance gives employees medical, wage and other financial benefits if they are injured or become ill on the job. This coverage is required in most states. Workers' compensation insurance is also known as workman's comp or workers' comp insurance.
How Does Workers’ Compensation Insurance Work?
Traffic Auto workers’ compensation insurance helps your employees recover from work-related injuries and illnesses so they can get back to work faster. Workers’ comp benefits can help:
- Cover medical care and medical treatment
- Replace most of their lost wages if they take time off from work to recover
- Provide disability benefits
- Give death benefits, like helping pay for a funeral if they lose their life in a work accident or from a job-related illness
- Cover costs related to a lawsuit from an employee’s work-related injury or illness
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